Welcome to our "English for new immigrants" section. We have created this section for newcomers to an English-speaking country to be able to practice English related to things you might have to do every day. The new English vocabulary you learn will help you integrate into society, and make life in your new country easier. Most of these questions use our patented approach, which combines both grammar and vocabulary training, and spans a range of levels from low-intermediate to low-advanced.


 







TOPIC: AT THE BANK 1


VOCABULARY BUILDER:

Credit score = A score, based on someone's credit history, that is used to determine how "credit-worthy" that person is

Teller = Bank employee who deals with customers' transactions

Window = The area in the bank where a teller serves customers

To wire = To transfer (usually money)

Statement = A record of all transactions in an account (often by month)
Balance = The amount of money in an account


EXERCISE/VOCABULARY PRACTICE TEST:

1. I'd like to open a ____________ account.
  check
  checking
  check it

2. This is the only _____________ that I have.
  identity
  identifier
  identification

3. What is the minimum _____________ required to open this account? = How much money do I have to put into the account at the beginning?
  withdrawal
  deposit
  charge

4. What is the monthly ______________ for this account? = How much money do I have to pay every month to keep this account?
  charge
  charges
  charging

5. I would like to ______________ ( = to take out) fifty dollars.
  withdraw
  deposit
  charge

6. I'd like to ________________ money from my checking account to my savings account.
  change
  switch
  transfer

7. A _________________ card is used to take money out of your account from an ATM (bank machine). You can also use it to buy things when shopping.
  debit
  transfer
  deposit

8. Is there a _____________ ( = another location of the same bank) closer to where I live?
  branch
  debit
  place

9. I'd like to _____________ this account.
  terminate
  close
  finish

10. My credit card _____________. I'd like to get a new one.
  closed
  finished
  expired

CHECK ANSWERS (Your answers will be displayed in a new window)



THINGS TO LISTEN FOR:

You have to activate this card before you can use it. = You have to verify some information about yourself (usually online) before you can use this card.

We need to see picture ID. = We need some form of identification with your photo on it.

Your credit card is maxed out. = You have reached the spending limit on your credit card.

We'll wave the fee. = You won't have to pay the fee.

Your loan application was not approved. = The bank decided not to loan you money (give you a loan).





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