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HOME / VOCABULARY EXERCISES / LIFE SKILLS: HEALTH CARE INSURANCE




LIFE-SKILLS ENGLISH FOR NEW IMMIGRANTS: HEALTH CARE/HEALTH INSURANCE




VOCABULARY BUILDER:

Covered = Insured; if something is "covered" by an insurance policy, you don't have to pay for that thing

Free clinic = A clinic in the United States that provides free medical (and sometimes dental) care

Free of charge = Free

Ineligible = If you are "ineligible" for something, it means you don't have the right to get it, legally speaking

Fraud = The act of cheating or deceiving in order to get something (in this case could refer to lying in order to receive health care or health insurance)



EXERCISE/VOCABULARY PRACTICE TEST
Remember to choose the most natural-sounding answer.

1. This policy doesn't ____________ dental work.
  covered
  cover
  to cover

2. Your children are covered ____________ ( = as part of) your policy.
  below
  underneath
  under

3. Many parts of Canada have free, _____________ ( = for everyone) healthcare.
  worldwide
  universal
  global

4. There is a three-month waiting ______________ to see that specialist.
  list
  listing
  checklist

5. Please ______________ ( = complete) this form for every member of your family.
  fill out
  take in
  write off

6. New immigrants have ______________ to medical care ( = medical care is available to them) immediately.
  to access
  accessing
  access

7. My doctor _________________ ( = sent) me to this clinic.
  referred
  referenced
  refunded

8. The money you pay will later be _____________ ( = returned to you) by your insurance policy.
  refunded
  referred
  referenced

9. Will we be able to see any doctor that we _____________?
  choice
  choose
  choosing

10. Would it be possible to _____________ ( = change) doctors?
  exchange
  juggle
  switch

CHECK ANSWERS
(Your answers will be displayed in a new window)



THINGS TO LISTEN FOR:

You are eligible for free healthcare. = You can get free healthcare.

The waiting period is two months. = You have to wait two months.

This only applies to your immediate family. = This is only true for your close family members.

That clinic isn't covered by your insurance. = If you decide to go to that clinic, you'll have to pay for it yourself.

The cost of your health insurance is deducted from your paycheck. = A certain amount of money is taken from your paycheck to pay for health insurance.


RESOURCES FOR NEWCOMERS: DENVER, CO, USA
(Check our other exercises below for resources in other places.)

Here are new immigrant support services and resources in Denver - including organizations offering legal help, social services, job support, family assistance, and resource navigation for newcomers (immigrants and refugees):

LOCAL ORGANIZATIONS AND SUPPORT SERVICES

Legal & Immigration Assistance
• Center for Immigrants and Immigration Services - Offers social services including housing, transportation, English support, food assistance, and referrals for newcomer families.
• Colorado Immigrant Rights Coalition - Provides workshops, "Know Your Rights" training, and legal consultations.
• Rocky Mountain Immigrant Advocacy Network - Free immigration legal and social services for children and adults.
• American Friends Services Committee - Known for legal aid clinics, including help with Temporary Protected Status (TPS) and work permits.
• Colorado Immigration Advocates - Immigration attorney services to assist with visas, status issues, and other legal needs.
• Lutheran Family Services Rocky Mountains Refugee & Asylee - Refugee and asylee support including resettlement services and legal consultation.
• International Rescue Committee - Broad refugee resettlement and integration supports.
• ECDC African Community Center - Community services including support for immigrant families.
• Mi Casa Resource Center - Offers family support, education, and community integration programs.
• Mile High United Way - Connects residents with local services, including immigrant and newcomer supports.

Government & State Programs
• City of Denver Immigrant Support Resources:
◦ The Immigrant Support Toolkit provides links to food, shelter, legal, family, and city services and guidance on how to access them.
◦ The New Americans Integration Network (NAIN) helps connect jobseekers with employment resources and referrals.
◦ Denver Human Services offers resource navigation support for immigrants and refugees.
• Colorado Refugee Services Program - State-level support for refugee health and integration.
• Dial 2-1-1 Colorado - Free multilingual helpline that connects you with up-to-date immigrant and family resources across Denver and Colorado.

USCIS Support
• USCIS Application Support Center (ASC) Denver - Federal immigration services for applications and biometrics appointments.

CITY-SUPPORTED FUNDS & INITIATIVES

Denver partners with nonprofit and foundation efforts to fund and expand immigrant support services:
• Denver Immigrant Legal Services Fund helps increase legal representation for low-income immigrants facing deportation.
• Newcomers Fund (via Rose Community Foundation) grants to nonprofits serving the immigrant community (employment, shelter, legal help, and more).

IMMEDIATE HELP & NAVIGATION TIP

• Call or text 2-1-1 Colorado for direct connection to services (housing, food, legal advice, health care, transportation support). 211colorado.org
• Denver's Immigrant Support Toolkit is a central place to explore resources for legal help, benefits, and family assistance.





TRY ALL OF OUR PRACTICE TESTS FOR NEW IMMIGRANTS:

At the pharmacy
Talking to the doctor
At the vet
Health care/health insurance
Talking to the landlord
At the post office
Talking to the plumber
Getting a mobile phone (cellphone)
At the library
At the airport
Talking to the dentist
Talking to the police
Renting an apartment
Public transportation
Arranging utilities (electricity, etc.)
Getting a driver's license
Daycare 1
Daycare 2
Child care emergency
Buying a car
Talking about mental health/emotional problems
At the bank
Talking to immigration officers 1
Talking to immigration officers 2

ABOUT THIS SECTION: We have created this "life-skills" section for newcomers to an English-speaking country to be able to practice English related to things you might have to do every day. The new vocabulary you learn will help you integrate into society and make life in your new country easier. Most of these questions use our patented approach, which combines both grammar and vocabulary training, and spans a range of levels from low-intermediate to low-advanced.

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